Back in Black is the most complete budgeting app to help you manage your finances.
- Create a balanced budget to avoid spending more money than you earn
- Track spending to find out how much money you spend and what you spend it on
- Set limits for spending categories and track your progress throughout the month
- Set goals to make long-term financial progress, one month at a time
- Protect your privacy with passcode security
- Adjust your budget each month until it’s perfectly tuned to your needs
What our App Store reviewers are saying:
“The most user friendly and best laid out personal finance app.”
“Bananas — I've used plenty of finance apps. This is murdering them all.”
“I downloaded a bunch of these budgeting apps… It's the best one hands down. I'd recommend this to everyone out there.”
“Beautiful Budgeting Awesomeness.”
“Super awesome — I love this app!! So many good things about it… this app is fantastic.”
“The best budget app I have ever used.”
“Love it! … after trying several other paid apps I'm happy to end my search here! Great job!”
“Perfect Combo! I have tried all of the finance apps and for me this is the best! … Beautiful, minimal and solid!! Get it!
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“Absolutely 5 star app! Very logical and simple to use.”
“BEST BUDGETING APP EVER!!! You Will Not Be Disappointed! Most recent update moves this app from a weak five to wishing you could give extra stars”
“Back in black rules!! I give it two thumbs up!!!! I may actually be able to save up for a house now! Awesome!!!!!!!!!!!!!!”
“Finance app of the Year! This app helps those who may appear to be a lost cause when it comes to saving like myself, but with Back in Black I totally turned around for the better!”
Back in Black’s features give you the flexibility to budget the way you want:
Income
- Enter income by frequency: one-time, daily, weekly, bi-weekly, bi-monthly, monthly and annually
Fixed Expenses
- Create and organize fixed expenses by category (default category list includes Auto, Home, Insurance and Utilities)
- Select from 140 icons for fixed expense categories
- Enter fixed expenses by frequency: one-time, daily, weekly, biweekly, bimonthly, monthly and annually
- Set reminders to notify when payments are due
- Create notes for each fixed expense
- Fixed Expenses summary list with totals per category and overall
- Fixed Expenses category list with total per category
- All Fixed Expenses list with expenses grouped by category
Goals
- Select from preset list of goals or create your own
- Take a snapshot to represent your goal using your camera, from your photo library, or by selecting one of the preset images
- Open-ended saving: you decide how much you want to save each month
- Closed-ended saving: tweak your goal settings to achieve a combination of end date, total amount, and monthly installment that works for you
- Set reminders to notify when monthly installments are due
- Create notes for each goal
- Make adjustments at any time and your future payment schedule will automatically be recalculated
Spending
- Create, organize and set spending limits by categories (default category list includes General, Gas, Restaurants, Groceries, Clothing and Entertainment)
- Select from a preset list of spending categories or create your own
- Select from 140 icons for spending categories
- Quickly and easily enter new purchases from the budget summary screen, spending summary screen, or spending category screen
- Create notes for each purchase
- Spending summary list with totals per category and total spent / total remaining
- Spending category list with category total spent / category total remaining
- All Purchases list with purchases grouped by category
Monthly History
- Quick view of budget balance for past months (over, under or on-budget)
- Review all budget details for any previous month and make corrections if necessary
Reminders
- Set reminders for Fixed Expenses to be notified when payments are due
- Set reminders for Goals to be notified when installments are due
- Fixed Expense reminders can be set to appear one day before, two days before, one week before, or on the due date of the expense
- Monthly goal reminders can be set to appear on any day of the month
- Reminders appear as local notifications and are not dependent upon wireless access
- Reminders tab where you can view all of your current reminders and keep track of which payments have been made
Backups
- Backup your entire budget in one tap
- Email the backup file to yourself for safekeeping
- Easily restore backups from the backups list or from an imported email backup
- Backup and keep multiple versions of your budget data